/* ===== RESET & BASE ===== */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

:root {
  --navy: #1B2A4A;
  --blue: #2B5494;
  --blue-light: #4A7CC7;
  --blue-pale: #EEF3FA;
  --gray-100: #F8F9FB;
  --gray-200: #EDF0F4;
  --gray-300: #D1D9E6;
  --gray-500: #6B7897;
  --gray-700: #3D4F6E;
  --text: #1E2D4A;
  --white: #FFFFFF;
  --border: #DDE3EF;
  --font: 'Inter', 'Segoe UI', system-ui, -apple-system, sans-serif;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font);
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

a {
  color: var(--blue);
  text-decoration: none;
  transition: color 0.2s;
}

a:hover {
  color: var(--blue-light);
}

img {
  display: block;
  max-width: 100%;
}

/* ===== LAYOUT ===== */
.container {
  width: 100%;
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 2rem;
}

.section {
  padding: 80px 0;
}

.section--alt {
  background: var(--gray-100);
}

.section__label {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--blue);
  margin-bottom: 0.75rem;
}

.section__title {
  font-size: 2rem;
  font-weight: 700;
  color: var(--navy);
  line-height: 1.25;
  margin-bottom: 1.25rem;
}

.section__subtitle {
  font-size: 1.05rem;
  color: var(--gray-500);
  max-width: 560px;
  line-height: 1.7;
}

/* ===== NAVIGATION ===== */
.nav {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--white);
  border-bottom: 1px solid var(--border);
  box-shadow: 0 1px 8px rgba(27, 42, 74, 0.06);
}

.nav__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
}

.nav__brand {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  text-decoration: none;
}

.nav__brand-icon {
  width: 36px;
  height: 36px;
  background: var(--navy);
  border-radius: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.nav__brand-icon svg {
  width: 20px;
  height: 20px;
  fill: var(--white);
}

.nav__brand-name {
  font-size: 1rem;
  font-weight: 700;
  color: var(--navy);
  letter-spacing: -0.01em;
}

.nav__brand-name span {
  color: var(--blue);
}

.nav__links {
  display: flex;
  align-items: center;
  gap: 2rem;
  list-style: none;
}

.nav__links a {
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--gray-700);
  text-decoration: none;
  transition: color 0.2s;
}

.nav__links a:hover,
.nav__links a.active {
  color: var(--blue);
}

.nav__cta {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  padding: 0.5rem 1.1rem;
  background: var(--navy);
  color: var(--white) !important;
  border-radius: 6px;
  font-size: 0.875rem;
  font-weight: 600;
  transition: background 0.2s;
}

.nav__cta:hover {
  background: var(--blue) !important;
  color: var(--white) !important;
}

.nav__hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 4px;
  background: none;
  border: none;
}

.nav__hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--navy);
  border-radius: 2px;
  transition: 0.3s;
}

/* ===== HERO ===== */
.hero {
  background: linear-gradient(135deg, var(--navy) 0%, #243560 60%, #2B5494 100%);
  padding: 100px 0 80px;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: -80px;
  right: -120px;
  width: 500px;
  height: 500px;
  background: rgba(74, 124, 199, 0.1);
  border-radius: 50%;
}

.hero::after {
  content: '';
  position: absolute;
  bottom: -100px;
  left: -60px;
  width: 300px;
  height: 300px;
  background: rgba(255,255,255,0.04);
  border-radius: 50%;
}

.hero__inner {
  position: relative;
  z-index: 1;
  max-width: 680px;
}

.hero__badge {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.15);
  color: rgba(255,255,255,0.85);
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 0.4rem 0.9rem;
  border-radius: 20px;
  margin-bottom: 1.75rem;
}

.hero__badge::before {
  content: '';
  width: 6px;
  height: 6px;
  background: #4AE89B;
  border-radius: 50%;
}

.hero__title {
  font-size: 3rem;
  font-weight: 800;
  color: var(--white);
  line-height: 1.15;
  letter-spacing: -0.02em;
  margin-bottom: 1.25rem;
}

.hero__title em {
  font-style: normal;
  color: #7DAFF0;
}

.hero__desc {
  font-size: 1.1rem;
  color: rgba(255,255,255,0.72);
  line-height: 1.7;
  margin-bottom: 2.25rem;
  max-width: 520px;
}

.hero__actions {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

.btn {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  padding: 0.75rem 1.6rem;
  border-radius: 7px;
  font-size: 0.9rem;
  font-weight: 600;
  cursor: pointer;
  border: none;
  transition: all 0.2s;
  text-decoration: none;
}

.btn--primary {
  background: var(--white);
  color: var(--navy);
}

.btn--primary:hover {
  background: var(--blue-pale);
  color: var(--navy);
}

.btn--ghost {
  background: transparent;
  color: rgba(255,255,255,0.85);
  border: 1px solid rgba(255,255,255,0.25);
}

.btn--ghost:hover {
  background: rgba(255,255,255,0.08);
  color: var(--white);
}

.btn--blue {
  background: var(--blue);
  color: var(--white);
}

.btn--blue:hover {
  background: var(--navy);
  color: var(--white);
}

/* ===== TRUST BAR ===== */
.trust {
  background: var(--gray-100);
  border-bottom: 1px solid var(--border);
  padding: 22px 0;
}

.trust__inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 2.5rem;
  flex-wrap: wrap;
}

.trust__item {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.82rem;
  font-weight: 500;
  color: var(--gray-700);
}

.trust__item svg {
  width: 16px;
  height: 16px;
  color: var(--blue);
  flex-shrink: 0;
}

/* ===== CARDS ===== */
.cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 1.5rem;
  margin-top: 3rem;
}

.card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 2rem;
  transition: box-shadow 0.2s, transform 0.2s;
}

.card:hover {
  box-shadow: 0 8px 32px rgba(27, 42, 74, 0.1);
  transform: translateY(-2px);
}

.card__icon {
  width: 46px;
  height: 46px;
  background: var(--blue-pale);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.25rem;
}

.card__icon svg {
  width: 22px;
  height: 22px;
  color: var(--blue);
}

.card__title {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 0.6rem;
}

.card__desc {
  font-size: 0.9rem;
  color: var(--gray-500);
  line-height: 1.65;
}

/* ===== VALUES ===== */
.values {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 2rem;
  margin-top: 3rem;
}

.value__num {
  font-size: 2rem;
  font-weight: 800;
  color: var(--blue-pale);
  line-height: 1;
  margin-bottom: 0.75rem;
  font-variant-numeric: tabular-nums;
}

.value__title {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 0.4rem;
}

.value__desc {
  font-size: 0.87rem;
  color: var(--gray-500);
  line-height: 1.6;
}

/* ===== CTA BAND ===== */
.cta-band {
  background: var(--navy);
  padding: 60px 0;
}

.cta-band__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
  flex-wrap: wrap;
}

.cta-band__title {
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--white);
}

.cta-band__sub {
  font-size: 0.95rem;
  color: rgba(255,255,255,0.6);
  margin-top: 0.4rem;
}

/* ===== PAGE HEADER ===== */
.page-header {
  background: var(--gray-100);
  border-bottom: 1px solid var(--border);
  padding: 56px 0 44px;
}

.page-header__breadcrumb {
  font-size: 0.8rem;
  color: var(--gray-500);
  margin-bottom: 1rem;
}

.page-header__breadcrumb a {
  color: var(--gray-500);
}

.page-header__breadcrumb a:hover {
  color: var(--blue);
}

.page-header__title {
  font-size: 2.25rem;
  font-weight: 800;
  color: var(--navy);
  line-height: 1.2;
}

.page-header__desc {
  font-size: 1rem;
  color: var(--gray-500);
  margin-top: 0.75rem;
  max-width: 500px;
}

/* ===== ABOUT ===== */
.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: start;
}

.about-text p {
  color: var(--gray-700);
  line-height: 1.75;
  margin-bottom: 1.25rem;
  font-size: 0.97rem;
}

.about-values {
  background: var(--gray-100);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 2rem;
}

.about-values__title {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--blue);
  margin-bottom: 1.25rem;
}

.about-value-item {
  display: flex;
  gap: 0.9rem;
  padding: 1rem 0;
  border-bottom: 1px solid var(--border);
}

.about-value-item:last-child {
  border-bottom: none;
  padding-bottom: 0;
}

.about-value-item svg {
  width: 20px;
  height: 20px;
  color: var(--blue);
  flex-shrink: 0;
  margin-top: 2px;
}

.about-value-item h4 {
  font-size: 0.92rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 0.2rem;
}

.about-value-item p {
  font-size: 0.84rem;
  color: var(--gray-500);
  line-height: 1.55;
}

/* ===== LEGAL ===== */
.legal-body {
  max-width: 800px;
}

.legal-body h2 {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--navy);
  margin: 2.5rem 0 0.75rem;
  padding-top: 2rem;
  border-top: 1px solid var(--border);
}

.legal-body h2:first-child {
  margin-top: 0;
  padding-top: 0;
  border-top: none;
}

.legal-body p {
  font-size: 0.93rem;
  color: var(--gray-700);
  line-height: 1.75;
  margin-bottom: 0.75rem;
}

.legal-body ul {
  margin: 0.5rem 0 0.75rem 1.5rem;
}

.legal-body ul li {
  font-size: 0.93rem;
  color: var(--gray-700);
  line-height: 1.7;
  margin-bottom: 0.3rem;
}

.legal-table {
  width: 100%;
  border-collapse: collapse;
  margin: 1rem 0 1.5rem;
  font-size: 0.9rem;
}

.legal-table th,
.legal-table td {
  text-align: left;
  padding: 0.7rem 1rem;
  border: 1px solid var(--border);
}

.legal-table th {
  background: var(--gray-100);
  font-weight: 600;
  color: var(--navy);
  width: 40%;
}

.legal-table td {
  color: var(--gray-700);
}

/* ===== CONTACT ===== */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.5fr;
  gap: 4rem;
  align-items: start;
}

.contact-info__item {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  margin-bottom: 1.5rem;
}

.contact-info__icon {
  width: 40px;
  height: 40px;
  background: var(--blue-pale);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.contact-info__icon svg {
  width: 18px;
  height: 18px;
  color: var(--blue);
}

.contact-info__label {
  font-size: 0.75rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--gray-500);
  margin-bottom: 0.2rem;
}

.contact-info__value {
  font-size: 0.95rem;
  color: var(--navy);
  font-weight: 500;
}

.contact-form {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 2.5rem;
}

.form-group {
  margin-bottom: 1.25rem;
}

.form-group label {
  display: block;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 0.4rem;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 0.7rem 1rem;
  border: 1px solid var(--border);
  border-radius: 7px;
  font-size: 0.9rem;
  font-family: var(--font);
  color: var(--text);
  background: var(--white);
  transition: border-color 0.2s, box-shadow 0.2s;
  outline: none;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(43, 84, 148, 0.1);
}

.form-group textarea {
  resize: vertical;
  min-height: 130px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.form-notice {
  font-size: 0.78rem;
  color: var(--gray-500);
  margin-top: 0.5rem;
  line-height: 1.5;
}

/* ===== FOOTER ===== */
.footer {
  background: var(--navy);
  color: rgba(255,255,255,0.65);
  padding: 56px 0 0;
}

.footer__inner {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 3rem;
  padding-bottom: 3rem;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.footer__brand-name {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 0.75rem;
}

.footer__brand-desc {
  font-size: 0.85rem;
  line-height: 1.65;
  color: rgba(255,255,255,0.5);
  max-width: 280px;
}

.footer__col-title {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.4);
  margin-bottom: 1rem;
}

.footer__links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
}

.footer__links a {
  font-size: 0.875rem;
  color: rgba(255,255,255,0.6);
  text-decoration: none;
  transition: color 0.2s;
}

.footer__links a:hover {
  color: var(--white);
}

.footer__bottom {
  padding: 1.5rem 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1rem;
}

.footer__copy {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.35);
}

.footer__legal-links {
  display: flex;
  gap: 1.5rem;
}

.footer__legal-links a {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.35);
  transition: color 0.2s;
}

.footer__legal-links a:hover {
  color: rgba(255,255,255,0.7);
}

/* ===== DIVIDER ===== */
.divider {
  border: none;
  border-top: 1px solid var(--border);
  margin: 2rem 0;
}

/* ===== SUCCESS MESSAGE ===== */
.form-success {
  display: none;
  background: #EFF9F4;
  border: 1px solid #A8E0C0;
  border-radius: 8px;
  padding: 1rem 1.25rem;
  color: #1A7A45;
  font-size: 0.9rem;
  margin-top: 1rem;
}

/* ===== RESPONSIVE ===== */
@media (max-width: 900px) {
  .hero__title { font-size: 2.25rem; }
  .about-grid { grid-template-columns: 1fr; gap: 2.5rem; }
  .contact-grid { grid-template-columns: 1fr; gap: 2.5rem; }
  .footer__inner { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 680px) {
  .section { padding: 56px 0; }
  .hero { padding: 72px 0 60px; }
  .hero__title { font-size: 1.85rem; }
  .section__title { font-size: 1.65rem; }
  .nav__links { display: none; }
  .nav__hamburger { display: flex; }
  .footer__inner { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .cta-band__inner { flex-direction: column; text-align: center; }
  .trust__inner { gap: 1.25rem; }
  .cards { grid-template-columns: 1fr; }
}

/* Mobile nav open */
.nav__links.open {
  display: flex;
  flex-direction: column;
  position: absolute;
  top: 68px;
  left: 0;
  right: 0;
  background: var(--white);
  border-bottom: 1px solid var(--border);
  padding: 1.5rem 2rem;
  gap: 1.25rem;
  box-shadow: 0 8px 24px rgba(27,42,74,0.08);
  z-index: 99;
}